The time seems ripe for the Altoona Area School Board to take out a loan for the whole amount of its high school building project, the board’s bond counsel said Monday. And while the board originally planned to pay $25 million in cash and borrow $63 million through bonds for the $88 million project, current market conditions in­­dicate interest earnings on the $25 million, if left in the bank, could offset the cost of borrowing more through bonds, said John McShane, managing director of Boenning & Scattergood. Keeping that $25 million in reserve funds in the bank gives the ...