NEW YORK — As the price of crude oil surpassed $110 a barrel Monday, reaching heights not seen since 2022, consumers were feeling the effects of the Iran war and its damage to worldwide energy production.

Gasoline prices are climbing, and many people will find some of the most immediate economic pain at the pump.

But you don’t have to drive a car to be affected. Nearly all goods — including food — that are bought and sold must travel from where they’re produced. Those costs will climb with higher gasoline, diesel and jet fuel prices.

And the spike in oil prices will likely be a big factor for U.S. inflation. As the war continues, some experts say the price of, well, everything could be affected.

“The longer this lasts, the more significant the shock would be,” said Gregory Daco, chief economist at consulting firm EY-Parthenon.

Gasoline, diesel and jet fuel are made from crude oil. As the cost of crude climbs, so do the prices of those widely used products, which keep equipment, cars, buses, delivery trucks and airplanes running.

Across the U.S., drivers were paying an average of $3.48 for a gallon of regular gasoline Monday, compared with $2.98 before the war started. Prices have increased about 17% since the U.S. and Israel attacked Iran.

Prices vary across states. In California, drivers were paying $5.20, up 12% from a week ago. Some of California’s refineries have shut down in recent years, so the massive state relies on imports of gasoline and other refined products from Asia.

By contrast, the average price in Louisiana, which has oil production and refineries, was $3.04.

The spike in oil prices is likely to further push up gasoline prices, and could be felt more significantly in Asia and Europe, which are more dependent on Middle Eastern oil and gas than the United States.

The price of diesel — which powers 18-wheeler trucks — climbed Monday, too: to $4.65 a gallon in the U.S., a 23% jump since the war started.

“Can’t underscore what a massive jolt this is to the logistics, trucking, (agriculture) sectors,” Patrick De Haan, a petroleum analyst at GasBuddy, wrote on X Monday.

The effective closure of the Strait of Hormuz, the waterway that carries a fifth of the world’s crude oil and liquified natural gas, already has caused problems for the shipping industry. Quickly rising oil and gas prices will add to the burden.

Fuel prices account for 50% to 60% of the total operating cost of shipping goods by ship, according to Patrick Penfield, professor of supply chain practice at Syracuse University, so higher fuel prices have a huge effect on the industry.

“When fuel prices start to go up, everything starts to slow down,” Penfield said. “So your ships slow down, your trucks slow down. People are less apt to ship things via air. And it really kind of causes a drag on the economy when fuel prices go up.”

Fuel surcharges will also rise — as shipping companies aim to pass along higher costs to their customers, ultimately making goods more expensive.

Heating your home and cooking food with natural gas are also likely to cost more as the war grinds on.

Europe’s benchmark natural gas rose 75% since the war began, according to data from the Intercontinental Exchange.

That could also affect the cost of products made from natural gas, such as petrochemical feedstock. It’s used to make plastic and rubber, as well as nitrogen fertilizer.

Eventually, groceries might be more expensive, too.

The spike in oil prices likely won’t be felt immediately at U.S. grocery stores, said David Ortega, a professor of food economics and policy at Michigan State University. But if oil prices remain high for a month or more, he said, “we’re in different territory.”