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Japan awakes to Radio Taiso, face of the country’s longevity

TOKYO — This is how Japan wakes up. It’s called Radio Taiso — Exercise Radio in English — a simple yet dynamic way to start the day. Japanese radio plays music every morning at 6:30 to accompany basic instructions for calisthenics, and millions perform in the choreography: in parks, ...

Medicaid ‘spend down’ not DIY strategy

The U.S. Department of Health and Human Services estimates that more than half people over age 65 will need help with daily activities such as bathing, dressing or eating at some point, either for an extended period or the rest of their lives. Some research suggests that share may be as high ...

RMDs: Should retirees take funds earlier or wait?

Within a given year, is there any advantage to taking your required minimum distributions as soon as you can, or taking it down to the wire and pulling the distribution in late December? Or is it better to take monthly or quarterly withdrawals? Here are three timing approaches to consider, along with the pros and cons of each. Option 1: Wait until year-end Why consider it: It’s not a huge advantage over a lifetime of savings, but the main advantage of delaying until later in the year is a bit of extra tax-deferred compounding. Assume 75-year-old Anne’s IRA totaled $1 million ...

Thurheimer’s new routine dispels old adage

The idiom, “You can’t teach an old dog new tricks” is typically not expressed as a compliment and may or may not be true. The statement alludes to the premise that as we age, it is very difficult to learn or embrace new things. You will have to determine whether this is factual for the ...

How to protect yourself as allergy season begins

ATLANTA — Allergy season can be miserable for tens of millions of Americans when trees, grass, and other pollens cause runny noses, itchy eyes, coughing and sneezing. Where you live, what you’re allergic to and your lifestyle can make a big difference when it comes to the severity of ...