What’s a ‘good enough’ financial plan?

January 24, 2026

I’m a classic satisficer: I’m usually quick about making decisions and often fall back on the tried-and-true. Some people are optimizers, carefully analyzing almost every choice, whether it’s a new sofa or a cup of coffee. If you want to make decent, “good enough” choices about your financial plan and portfolio and get onto other things, what strategies should you employ? And what should you stop doing? Here are some strategies to embrace. Eliminate ‘onesies’ Step away from those individual stocks. Forget I bonds and laddered portfolios of individual Treasury ...

Workplace — Jan. 24-25

January 24, 2026

New hires and promotions Brian Wiser has been promoted to Director of Transportation at Keller Engineers Inc. In this role, Wiser will provide client services and lead the division’s four departments, department supervisors, and the transportation team. Brian began his career at Keller Engineers as a college intern in 1995. Over the past 30 years, he has consistently demonstrated outstanding engineering and leadership abilities, while cultivating strong client relationships. Josiah Jones has been appointed as executive director of the Moshannon Valley Economic Development ...

Wall Street drifts to end week; Intel tumbles, gold rises

January 24, 2026

NEW YORK — The U.S. stock market drifted through mixed trading Friday, as a zigzag week punctuated by loud threats and pullbacks finished with a quiet and tentative close. The S&P 500 was basically flat and edged up by less than 0.1% but still notched a second straight week with a modest loss. The Dow Jones Industrial Average dipped 285 points, or 0.6%, and the Nasdaq composite rose 0.3%. The majority of stocks on Wall Street fell, and Intel weighed on the market after tumbling 17%. The chip company reported better results for the end of 2025 than analysts expected. But investors ...

Nonprofit of the month: Dreams Go On Inc.

January 24, 2026

Years in existence: We began as High Hopes Inc. and merged into Dreams Go On Inc. (with a subline of High Hopes) 20-plus years ago Total number Employees: Eight part-time employees (certified instructors) and a variety of dedicated volunteers and a variety of horses. Type of nonprofit: ...

Briefcase: Mount Aloysius sign language/English Interpreting program secures reaccreditation

January 23, 2026

CRESSON Mount Aloysius College’s American Sign Language/English Interpreting Bachelor of Arts program has been reaccredited by the Commission on Collegiate Interpreter Education through Dec. 31, 2035. Only 15 institutions nationwide offer CCIE-accredited bachelor’s degree programs in ASL/English Interpreting, placing Mount Aloysius College among a select group of higher education institutions recognized for meeting the highest national standards in interpreter education. STATE COLLEGE Kish Bank reports 4Q numbers Kish Bancorp Inc., parent company of Kish Bank, reported net ...

CSX profit slips as shipping demand remains weak

January 23, 2026

CSX said Thursday that its profit slipped 2% in the fourth quarter as the railroad dealt with weak demand and severance costs from layoffs that new CEO Steve Angel carried out last fall. The Jacksonville, Florida-based railroad said it earned $720 million, or 39 cents per share, in the quarter. That’s down from $733 million, or 38 cents per share. But the results were weighed down by about $50 million in one-time costs that drug down profits by 2 cents per share. Without that, the numbers would have been inline with the 41 cents per share that the analysts surveyed by FactSet ...